You may be found negligent and, therefore, be legally responsible to pay for the injured person's medical bill and lost wages.Īdditional living expenses helps reimburse you for reasonable costs of staying somewhere else after a covered loss renders your home uninhabitable. Let's say a guest in your residence trips over the rug in your living room and it causes him to fall. Guest medical protection can help pay medical expenses for someone injured in an accident at your house. What if you are over at a friend's house and accidentally sit on their brand-new drone, breaking the camera lens? This coverage could help you pay for the repair. If a candle falls in your bedroom and starts a fire which damages your bed and clothes, your renters insurance can help you repair or replace what got damaged.įamily liability protection can help protect you from financial loss if you're legally obligated to pay for another person's injuries or damage to another person's property.If your laptop was stolen from the coffee shop when you went to get a refill, your renters insurance can help you replace it.
Personal property protection covers the loss of your belongings if they're stolen or damaged both inside and outside of your home. There are typically four different types of renters insurance coverages included in an Allstate policy: personal property, liability, guest medical and additional living expenses. Helps cover vet bills if your dog bites another dog or legal bills if you’re sued for an injury at your place.Protects against theft, either at home or elsewhere.Covers electronics, clothes, bikes and more.Renters insurance, also known as tenant insurance, protects you and your stuff.
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